The Impact of Structure and Policy Variables on Profitability Performance of Selected Commercial Banks in Nigeria : 1980-1990
Keywords:
Impact of Structure, Policy Variables, Profitability Performance, Banks in Nigeria : 1980-1990Synopsis
The aim of this study is to test empirically the structure-performance (S-P) hypothesis and find out the factors that determine profitability within the institutional context of the Nigerian Commercial Banking system. The study utilized annual time-series data collected from five selected commercial banks over the eleven consecutive
years from 1980 to 1990. To fulfil its aimj a bank profitability model is formulated under the methodological
guidelines of the existing studies. The study did not present any empirical evidence in support of the 5-P hypothesis. However, the deposit mix appeared as a potentially influencial factor in the bank profitability relation.
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