Factors affecting default rate in the informal financial institution in Nsukka agricultural zone of Enugu State

Auteurs-es

EZE, Benjamin Sunday
stagiaire
##doi.readerDisplayName## https://doi.org/10.57054/codesria.pub.1967

Mots-clés :

Factors affecting, informal financial, Nsukka, agricultural, Enugu State

Synopsis

The need for this work was to analyse the diff'erent factors that contributed to .the default rate in the Informal Financial Organizations. The main· objectives were to ex.amine the. structure and ~perationa of the institut ions; corrl it ions for obta·ining theae loans; various factors responsible and determine default ratear:d assess how methods of· financing;,. influence borrowing and repayment as well as recovering measures. employed by the institutions. Nsukka agricul tur al zone of Enugu Sta te we. a stud ied. The sample included te n officers of the informal lem.ers and 72 beneficiaries o Data were collected ·us·1ng questionnaires. The resul ts showed that. maj ority of the beneficiaries
were males who were middle aged between 402..59 · years. Most: of them were married and educated. The default rate eut accrosS ail the institutions. The findings also showed the informal institutions as an important sources of credit, however, thoc;e wère default in repayment. It also showed that the farmers had positive attitudes towa.rda· loan ·  repayment especially as they did not want to be dropped out of the institutions.

##plugins.themes.clarte.stats.title##

##plugins.themes.clarte.metrics.views##
36
##plugins.themes.clarte.stats.downloads##
11

##plugins.themes.clarte.cites.title##

Google Scholar

Références

  1. Abe, S oI.. ( 1981), "Nigeri an F armers and their Finance
  2. Problems," National Seminar on Agricul tural Credit ind Finance. Ibadan pp. 107-122.
  3. Adegeye, A.T. and J.s. Ditto (19885), Essentials of Aqricultural Economies. Impact Publishers Nig
  4. Ltd. PP• 156-1610
  5. Adeyeye, s.o. (1970), "Cooperative Development Through Institutional Adaptations a Nigerian
  6. Experience" Gooperative Information (SLO), 46/2 pp. 13-18•
  7. . (1970), "Cooperative Development Through Institutional Adaptations: The Nigerian i::xperience".
  8. Cooperative Information, ILO 46/2: 15-17.
  9. Agubuzo, L.o.c. ( 1985), "Opening Address by the Anambra , State Commissioner for Local
  10. Government, Rural Dev. and Chieftaincy Matters". Paper presented in Seminar on "National
  11. Conferences on Village Adoption Schcme" CROC. U.N.N. p. 1.
  12. Anderson, R.I. ( 1966), "Rotating Credit Association
  13. in India". Economie Developmen.t and Cultural Change, Vol. 14, 1965-1966, pp. 334-339.
  14. Aneke, SoO. ( 1981), "Sources Uses and Problem of Small­ Scale Farmers in Nkanu and Udi Local
  15. Government Areas of Anambra State". B.Sc. Research Project, Dep rtment of Agricultural Economies,
  16. University of Ibadan.
  17. Arderner, S. G. ( 1953) , "The Social and Economie Significance of the Contribution Club Among a
  18. Section of the Southern Ibo". Annual Conference, West African Institute of Social and Economie
  19. Research, Sociology Section, March 1953, Ibadan, pp. 128-142.
  20. Asabia, s.o. (1981), Fin ncial Institution and Agricultural Finance: Role of Commercial Bank, In.
  21. Agricultural Credit and Finance in Nigeria: Problems and Prospects. Lagos, Nigerià: Central Bank, Octe pp. 400-408.
  22. Baumann, H.c., Connolly and J. Whitney (1966), "A Situation
  23. Report of Agricultural Credit in Nigeria".
  24. Consortum for the Stud of Ni erian Rural
  25. Development CSNRü) No. 3 J.S.A. PP• 34-35.
  26. Belshaw, A. ( 1965), "Ac;iricultural Credit in Economically
  27. Underdeveloped Countries" F.A.O. Agricultural
  28. Studie s. V15 N. 46 p. 22.
  29. (1975), Agr.icultural Credit in Economically
  30. Underdeveloped Countries Rome. F.A.O. 1975 p.15.
  31. Berko, S.Y. (1986), International Organisations Involvement
  32. in Agricultural Development in Nigeria, Lesson
  33. from the Norwagian Church Agricultural Project
  34. (NORCAP). In Nigerian Agricultural Outlook.
  35. Okorie A. and Ijere M.Oo (eds). A National
  36. Association of Agricultural Economist Publication,
  37. pp. 13 5-146.
  38. Bomnsa, T.I. ( 1990), "Supervised Agricultural Credit
  39. Through the Cooperatives: An Evaluation of the
  40. Coompmifocc Programme" of the North-West Province of Cameroono Unpublished PGD Thesis, Department of Agriculturnl Economies University of Nigeria, Nsukka, pp. 32-33.
  41. Chidebelu~ S.A.N .. D. and K.N.N. Ezike (1985), "The Agricultural Development Project Approach to Smallholder credit. The case of the Lafia
  42. Agricultural Development Project (LADP)" Paper presented at the National Conference on Village Adoption Scheme (VAS) C.R.o.c., University of Nigeria, Nsukka, CROC June 1985~ Coward, N. (1987), Agricultural Lending by Non-specialised Banks Confederation Internationals du Credit Agricule (CICA) Vol. 37 No. 78 Zarica-Suisse p.42.
  43. Diehl, L. (1982), Smallholder Farming Systems with yam in Southern Savannah of Nigeria Published Technical Committee on Agricultural Development pp. 1-39.
  44. Earl, O.H. and R.I. Harold Ç1954), Farrn Management Sconomics printed 'in U.S.A. p. 598.

Téléchargements

Mémoire complete

##catalog.published##

juillet 7, 2023

Séries

Mémoires
© CODESRIA Books Publication System 2023

Renseignements à propos de cette monographie

Dimensions physiques

##plugins.themes.clarte.press.citeBook##

APA Sunday, E. B. (2023). Factors affecting default rate in the informal financial institution in Nsukka agricultural zone of Enugu State. CODESRIA. https://doi.org/10.57054/codesria.pub.1967

##plugins.themes.clarte.cite.bibtex## ##plugins.themes.clarte.cite.ris##

##plugins.themes.clarte.press.shareBook##

##plugins.themes.clarte.shareEmail## WhatsApp LinkedIn X Facebook

##plugins.themes.clarte.press.related##

##plugins.themes.clarte.press.seeAll##